/* Sample 2 visual system overrides */
.policy-fund-merged{background:#f7f9fc!important;color:#111827;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI","Noto Sans KR",Arial,sans-serif;line-height:1.6;word-break:keep-all;overflow-wrap:break-word}
.policy-fund-merged h1,.policy-fund-merged h2,.policy-fund-merged h3,.policy-fund-merged h4,.policy-fund-merged strong,.policy-fund-merged b,.policy-fund-merged em{font-family:inherit!important}
.policy-fund-merged h1,.policy-fund-merged h2,.policy-fund-merged h3,.policy-fund-merged h4{letter-spacing:-.03em}
.policy-fund-merged .pf-hero,.policy-fund-merged .pf-merged-refund-hero{background:linear-gradient(135deg,#eff6ff 0%,#fff 58%,#ecfeff 100%);border-bottom:1px solid #e5e7eb}
.policy-fund-merged .pf-hero{padding:70px 0 54px}.policy-fund-merged .pf-hero .pf-wrap{max-width:1120px;gap:28px}.policy-fund-merged .pf-hero h1{font-size:clamp(34px,6vw,64px);line-height:1.1}.policy-fund-merged .pf-quote{color:#111827!important}.policy-fund-merged .pf-deny{color:#0b63ce!important}
.policy-fund-merged .pf-sheet,.policy-fund-merged .pf-merged-refund-card{border:1px solid #dbe3ef;border-radius:18px;background:#fff;box-shadow:0 8px 30px rgba(15,23,42,.06)}
.policy-fund-merged .pf-band{background:#0f172a;padding:64px 0;color:#fff}.policy-fund-merged .pf-section{padding:64px 0;background:#fff}.policy-fund-merged .pf-section-head h2,.policy-fund-merged .pf-band h2{font-size:clamp(28px,4vw,42px);line-height:1.2}.policy-fund-merged .pf-section-head p,.policy-fund-merged .pf-sub{color:#4b5563}.policy-fund-merged .pf-band .pf-sub{color:#cbd5e1}
.policy-fund-merged .pf-case{border:1px solid #e5e7eb;border-radius:20px;background:#fff;box-shadow:0 10px 30px rgba(15,23,42,.05)}.policy-fund-merged .pf-role{color:#0b63ce;font-weight:900}.policy-fund-merged .pf-merged-targets .pf-case{text-align:center;border-radius:16px;box-shadow:none}
.policy-fund-merged .pf-steps{gap:14px}.policy-fund-merged .pf-step{background:#fff;border:1px solid #e5e7eb;border-radius:18px;padding:24px 18px}.policy-fund-merged .pf-band .pf-step{color:#111827}.policy-fund-merged .pf-step-no{color:#0b63ce}.policy-fund-merged .pf-time{color:#64748b}.policy-fund-merged .pf-apply{background:linear-gradient(135deg,#0b63ce,#0f172a);padding:64px 0 78px}.policy-fund-merged .pf-apply h2{font-size:clamp(30px,4.8vw,48px)}
.policy-fund-merged .pf-field input,.policy-fund-merged .pf-field select,.policy-fund-merged .pf-field textarea{border:1px solid #dbe3ef;border-radius:12px}.policy-fund-merged .pf-submit{background:#0b63ce;border-radius:14px}.policy-fund-merged .pf-submit:hover{background:#084f9f;color:#fff}
@media(max-width:920px){.policy-fund-merged .pf-merged-refund-hero{grid-template-columns:1fr}.policy-fund-merged .pf-merged-benefits{grid-template-columns:1fr 1fr}}
@media(max-width:760px){.policy-fund-merged .pf-hero{padding:46px 0 38px}.policy-fund-merged .pf-section,.policy-fund-merged .pf-band{padding:46px 0}.policy-fund-merged .pf-merged-targets{grid-template-columns:1fr}.policy-fund-merged .pf-merged-refund-hero{padding-top:46px;padding-bottom:38px}}
@media(max-width:520px){.policy-fund-merged .pf-merged-benefits,.policy-fund-merged .pf-merged-roles{grid-template-columns:1fr}}

.policy-fund-merged .pf-refund-stat{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI","Noto Sans KR",Arial,sans-serif!important;font-weight:950;letter-spacing:-.07em}
.policy-fund-merged .pf-refund-flow{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:34px}.policy-fund-merged .pf-refund-flow-item{background:#fff;border:1px solid #e6ebf2;border-radius:18px;padding:24px 20px;text-align:center}.policy-fund-merged .pf-refund-flow-item b{display:inline-grid;place-items:center;width:42px;height:42px;border-radius:50%;background:#062d74;color:#fff;margin-bottom:12px;font-weight:900}.policy-fund-merged .pf-refund-flow-item h4{margin:0 0 7px;font-size:19px}.policy-fund-merged .pf-refund-flow-item p{margin:0;color:#6d7480;font-size:14px}
.policy-fund-merged .pf-sample-policy-hero{background:linear-gradient(135deg,#eff6ff 0%,#fff 58%,#ecfeff 100%);padding:70px 0 54px;border-bottom:1px solid #e5e7eb}.policy-fund-merged .pf-sample-policy-hero h1{margin:0 0 18px;font-size:clamp(34px,6vw,64px);line-height:1.1}.policy-fund-merged .pf-sample-policy-hero h1 strong{color:#0b63ce}.policy-fund-merged .pf-sample-badge{display:inline-block;padding:7px 12px;border-radius:999px;background:#dbeafe;color:#1d4ed8;font-weight:800;font-size:14px;margin-bottom:18px}.policy-fund-merged .pf-sample-lead{max-width:780px;margin:0 0 28px;color:#374151;font-size:clamp(18px,2.4vw,24px)}.policy-fund-merged .pf-sample-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:28px 0}.policy-fund-merged .pf-sample-stats>div{background:#fff;border:1px solid #dbe3ef;border-radius:18px;padding:22px;box-shadow:0 8px 30px rgba(15,23,42,.06)}.policy-fund-merged .pf-sample-stats small{display:block;color:#64748b;margin-bottom:5px}.policy-fund-merged .pf-sample-stats b{font-size:27px;color:#0f172a}
@media(max-width:760px){.policy-fund-merged .pf-refund-flow,.policy-fund-merged .pf-sample-stats{grid-template-columns:1fr}.policy-fund-merged .pf-sample-policy-hero{padding:46px 0 38px}.policy-fund-merged .pf-sample-stats b{font-size:23px}}

.policy-fund-merged .pf-policy-flow{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:28px}.policy-fund-merged .pf-policy-flow-item{background:#fff;color:#111827;border-radius:18px;padding:24px 18px;min-height:150px}.policy-fund-merged .pf-policy-flow-no{width:34px;height:34px;border-radius:50%;background:#0b63ce;color:#fff;display:flex;align-items:center;justify-content:center;font-weight:900;margin-bottom:14px}.policy-fund-merged .pf-policy-flow-item h3{margin:0 0 8px;font-size:20px}.policy-fund-merged .pf-policy-flow-item p{margin:0;color:#4b5563;font-size:15px}
.policy-fund-merged .pf-policy-notice-section{padding:64px 0;background:#fff}.policy-fund-merged .pf-policy-notice{background:#fff7ed;border:1px solid #fed7aa;border-radius:20px;padding:28px;color:#7c2d12}.policy-fund-merged .pf-policy-notice h3{margin:0 0 12px;font-size:22px}.policy-fund-merged .pf-policy-notice ul{margin:0;padding-left:20px}.policy-fund-merged .pf-policy-notice li{margin:7px 0}
@media(max-width:760px){.policy-fund-merged .pf-policy-flow{grid-template-columns:1fr}.policy-fund-merged .pf-policy-notice-section{padding:46px 0}.policy-fund-merged .pf-policy-notice{padding:22px}}